Mike Fox Loans
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Mike Fox Loans
  • Home
  • About
  • Residential
    • Residential Programs
    • Contact
    • FAQs
    • Loan Application
  • Small Business Lending
    • Programs
    • Contact

Home Loan & Mortgage Services

Finding the right mortgage isn’t about choosing the lowest rate—it’s about choosing the right structure for your financial goals.


Mike offers a full range of residential mortgage solutions, tailored to each client.

Loan Application

Home Purchase Loans

Whether you're buying your first home or your next one, Mike helps simplify the process from start to finish.

  • First-time homebuyer loans 
  • Conventional mortgages 
  • FHA loans 
  • VA loans (zero down eligible) 
  • Pre-approval support

Mortgage Refinancing

Refinancing can help you reduce monthly payments, access equity, or improve your loan structure.

  • Rate & term refinance 
  • Cash-out refinance 
  • Debt consolidation loans 
  • Loan restructuring

Solutions for Complex Situations

Solutions for Complex Situations

Solutions for Complex Situations

Not every borrower fits a standard mold—and that’s where experience matters.

Mike works with:

  • Self-employed borrowers 
  • Variable income households 
  • Credit recovery scenarios 
  • Unique financial situations

Reverse Mortgages for Seniors

Solutions for Complex Situations

Solutions for Complex Situations

Tap into your home equity to support your needs. 

  • Eliminate monthly mortgage payments
  • Payoff high interest rate debts
  • Fund home improvements
  • Cover medical expenses
  • Jump start retirement journeys

Ready to explore your options?

Take your initial loan application today!
click here for loan application

RESIDENTIAL PROGRAMS POWERED BY MIDLAND FINANCIAL

NMLS ID: 162336 COMPANY NMLS:446746

603-490-5109

Copyright © 2026 Mike Fox Loans - All Rights Reserved.

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